Terms & Conditions

Welcome to NovaGrad — a digital platform by Prodigy Finance Limited (“Prodigy Finance“, “we“, “us“, or “our“). By using NovaGrad (the “Platform“), you agree to these Terms and Conditions (“Terms“).

NovaGrad is designed to help students discover scholarships, estimate study costs, and connect with universities or service partners. These Terms govern your use of the NovaGrad website, tools, and services.

If you do not agree to these Terms, please discontinue using the Platform.

NovaGrad provides informational and interactive tools, including:

• Scholarship Finder: Aggregating scholarship listings from verified public sources.
• Financial Calculator: Estimating study costs and potential funding options.
• Pre-Qualification Tool: To help assess readiness for study abroad programs.

All tools are provided for informational purposes only and do not constitute financial, admissions, or visa advice.

To use NovaGrad:

• You must be at least 16 years old or have parental/guardian consent.
• You agree to provide accurate, current, and complete information.
• You acknowledge that NovaGrad may verify your submitted details for accuracy.

Some tools may require submitting personal information (e.g., name, email, academic background). By submitting this data, you consent to its processing in line with our Privacy Policy.

You are responsible for ensuring the accuracy of any information provided and for safeguarding your personal data on shared devices.

All NovaGrad content — including text, graphics, logos, and tools — is owned or licensed by Prodigy Finance Limited and protected under applicable copyright and trademark laws.

You may not copy, modify, or distribute NovaGrad content without written consent.

NovaGrad aggregates data and links to external university or scholarship sites. We do not control or guarantee the accuracy, completeness, or security of third-party content.

Disclaimer: Clicking “Apply“ or visiting external pages will redirect you away from NovaGrad. Please verify all details directly with the provider.

Your use of NovaGrad is also governed by our Privacy Policy, which explains how we collect, use, and protect your data.

By using NovaGrad, you consent to the handling of your personal data as described in that policy.

NovaGrad provides tools and information “as is,“ without any warranties, express or implied. We are not responsible for:

• Inaccuracies in external listings or estimated data
• Any loss, delay, or interruption in website access
• Outcomes of decisions made using NovaGrad"s information

To the fullest extent permitted by law, Prodigy Finance Limited disclaims all liability for damages arising from your use of the Platform.

We may update these Terms periodically. The latest version will always be available on this page, and your continued use of the Platform after updates constitutes acceptance of the revised Terms.

For any questions, feedback, or complaints, contact: